For example, "grow some of your own food" isn't possible for someone who lives in a condo. You can put a few things in pots, but that's not the kind of savings you'd get from a backyard full of vegetables.
It also won't work for people who are physically unable to dig and delve, or for those who live in places inhospitable to gardens. I'm thinking about the town of Bethel, Alaska, with its near-constant wind, planting-season temperatures between 41 and 55 degrees, permanently frozen soil just 3 feet under the region's infertile soil and water that gets delivered by truck.
Another interesting thing about Bethel: It's cheaper to buy pre-bagged salad there, because the cost of the water to wash lettuce and other veggies more than makes up for the premium you pay for pre-cleaned greens.
Sometimes, you really do have to spend to save.
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